We do not require personal guarantees, as we are not dependent on typical banking restrictions and regulations.

No, our products are 100% non-collateralized.

We are able to provide such high approval rates because our target customers are companies that have difficulty obtaining financing elsewhere. Unlike banks, we are not beholden to institutional capital sources or federal lending restrictions. We have the ability to be flexible and focus just as much on the management team as we are on the business economics. With the above in mind, our rates may be higher than a traditional bank – however the likelihood of approval goes up dramatically.

Liberty Funding can fund anywhere from $10,000 up to $3,000,000.

There are absolutely zero application fees. If you do not get approved or if you choose not to accept the financing there is no cost to you.

Liberty Funding is one of the only companies that enables early payoffs for all financings. Not only is there no penalty, we offer sizable discounts for prepayment!

We are different than traditional banks primarily in the fact that we are here to lend you money when you need it – as opposed to traditional banks that will typically only lend you money when you don’t need it. We also have a much faster approval process than traditional banks whereby we are able to approve your financing in a matter of hours – as opposed to traditional banks that typically take months. That being said, our fees will typically be higher than a traditional banks – but that is why we are able to approve a majority of our loan applications as opposed to traditional banks that typically only approve a small minority.

The minimum operating requirement is 6 months, however the longer you have been in business the better terms you will typically get.

Liberty Funding can provide funding to a business no matter how many open advances or loans are currently outstanding.

If your business is going through rough patches, just inform your specialist and we will work with you based on your needs.

At Liberty Funding, we have no restrictions in regards to industries. We look at every situation as unique. We believe that human underwriting is just as important as business underwriting. We take the time to understand the story behind your situation as opposed to making decisions based on aggregate data or computer models.

Yes, repeat clients with good payment histories typically get longer terms with lower rates.

We have been in business since 2015.